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Free Mortgage Calculator:
Estimate Monthly Payments in Seconds

Use this free mortgage calculator to estimate your monthly mortgage payment, including principal and interest, property taxes, home insurance, PMI, and HOA. Great for home buying or refinancing, get a simple monthly payment breakdown.

Note: Estimates only, lender rules and local taxes vary.

Enter Mortgage Details

Enter a few details to estimate your monthly payment.

Home Value
$
Down payment
$ ≈ 20.00%
Loan Amount
$320,000
🔒 Auto-calculated — enter Home Value & Down Payment above
Interest Rate
%
Loan Term
years
Start Date
Property Tax
$ /yr
PMI ? PMI is Private Mortgage Insurance. It’s often required when your down payment is under 20%.
%
Home Insurance
$ /yr
Monthly HOA
$ /mo
Loan Type
Buy or Refi
No signup required.
Disclaimer: Estimates only. Taxes, insurance, PMI rules, and fees vary by lender and location.